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Mortgage and Consumer Loan and Lease Disclosure Handbook offers informative analysis of mortgage and consumer loan disclosure and discusses drafting standards, documentation methods, and federal laws and regulations. Designed to accelerate and simplify the preparation of loan disclosures, this work provides more than 100 ready-to-use forms, adaptable for regulation compliance, and explains loan procedure. The text helps you comply with:
• Truth in Lending Act
• Equal Credit Opportunity Act
• Office of Thrift Supervision regulations
• Fair Credit Reporting
• HUD regulations
• Homeownership counseling requirements
• Other loan regulations
The author explores Fair Lending and Community Reinvestment Act issues, new RESPA regulations, credit and charge card disclosures, and revisions to all mortgage loan disclosure forms.