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Informative analysis of mortgage and consumer loan disclosure, discussing drafting standards, documentation methods, and federal laws and regulations. Provides ready-to-use forms, adaptable for regulation compliance, and explains loan procedure. Helps in compliance with: Truth in Lending Act, Equal Credit Opportunity Act, Office of Thrift Supervision, Fair Credit Reporting, HUD, Homeownership Counseling, and other loan regulations. Explores Fair Lending and Community Reinvestment Act issues, new RESPA regulations, credit and charge card disclosures, and revisions to all mortgage loan disclosure forms.