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This product is a comprehensive look at the interaction between an insurance policy issued in the State of North Carolina and the legislation and court opinions that affect it. The approach is encyclopedic in that its structure begins with the policy, the creation of it, its renewal and/or termination, and the relationship between the parties. It then covers all personal injury liability issues, discusses property damage to the vehicle, and concludes the section with medical payments issues. It also provides a discussion of premiums, has an index, and contains appendixes with samples of standard automobile policies.