Part I. The Insurance Industry and Insurance Relationships

• Regulation of Insurance, Generally
• Regulations Relating Specifically to Foreign Insurers
• Application of Specific Statutes to Insurance Merger, Insolvency, and Similar Changes to Insurer's Identity or Operations
• Rights of Policyholders, Creditors, and Other Claimants upon Insurer's Insolvency
• Group Insurance
• Reinsurance
• Other Special Insurance Relationships

• The Application
• Prepayment of Premiums as Requirement for Coverage
• Temporary Insurance and Parol Contracts
• Execution and Delivery of Policy
• Delivery to Insured During Good Health
• Acceptance of Policy
• Formation and Requisites of Agreement
• The Application, Riders, and Other Writings, as Part of the Contract
• Various Laws as Part of the Contract
• Description of the Subject Matter
• Threshold Principles
• Rules of Construction
• Severability of the Contract
• Law Governing the Insurance Contract
• Modifications
• Renewal of Policy
• Cancellation and Rescission
• Revival and Reinstatement of Policy
• Assignment of Policy
• Gift of Policy

• The Insurer
• The Insured
• Insurable Interest: General Principles
• Sources and Extent of Insurable Interest in Property
• Sources of Insurable Interest in Life Insurance
• Creation and Termination of Agency Relationship for Insurance Purpose
• Brokers, Agents, and Similar Parties as Representing Insurer or Insured
• Duties and Liabilities Respecting Insured's Agents
• Statutory Regulation of Insurer's Agents
• Insurer's Agents

• Insurer's Agents
• Definition and Status of Beneficiaries; Nature of Interest
• Selection and Designation of Beneficiary; Class Beneficiaries
• Change of Beneficiary Designation
• Payment of Proceeds
• Federal Tax Aspects of Insurance Coverage and Proceeds
• Right to Proceeds Based on Marital or Family Relationships
• Rights of Claimants by Virtue of Secured Debt Relationship: Mortgage, Deed of Trust, or Security Agreement
• Rights of Claimants by Virtue of Other Debt Relationship: Unsecured, Judgment, and Lien Creditors
• Rights of Claimants by Virtue of Trust or Devise
• Rights of Claimants by Virtue of Other Status or Relationship
• Nature and Definition of Premiums; Rates
• Assessments and Dues
• Notice Requirements for Premiums and Assessments
• Payment of Premiums and Assessments
• Liability For, or In Connection With, Payment; Liens and Similar Enforcement
• Premiums and Assessments: Defenses and Excuses for Nonpayment
• Forfeiture for Nonpayment
• Return of Premiums
• Policy Loans and Dividends

• Representations; Generally
• Warranties and Conditions, Generally
• Concealment, Generally Waiver and Estoppel as to Breach; Effect of Insurer's Actions
• Specific Representations, Warranties, and Conditions

Part VI. Risks and Activities Covered by Insurance Policy

• Introductory Concepts of the Risk; Public Policy, Insurability, and Causation
• Time of Loss as Within Period of Coverage
• General Concepts of Liability Insurance
• Right of Direct Action Against Insurer including Conditions Precedent to the Action, "No-Action" Clauses, Defenses and Practice and Procedure
• All Aspects of Automobile Liability Insurance and related Coverages
• All Other Liability Policies and Coverages Including Basic Risk and Loss Provisions Common to Policies
• Pollution, Assaults, and Other Specific Risks Relevant to Both Commercial and Persona