Part I. The Insurance Industry and Insurance Relationships
- Regulation of Insurance, Generally
- Regulations Relating Specifically to Foreign Insurers
- Application of Specific Statutes to Insurance Merger, Insolvency, and Similar Changes to Insurer's Identity or Operations
- Rights of Policyholders, Creditors, and Other Claimants upon Insurer's Insolvency
- Group Insurance
- Reinsurance
- Other Special Insurance Relationships
Part II. The Insurance Contract
- The Application
- Prepayment of Premiums as Requirement for Coverage
- Temporary Insurance and Parol Contracts
- Execution and Delivery of Policy
- Delivery to Insured During Good Health
- Acceptance of Policy
- Formation and Requisites of Agreement
- The Application, Riders, and Other Writings, as Part of the Contract
- Various Laws as Part of the Contract
- Description of the Subject Matter
- Threshold Principles
- Rules of Construction
- Severability of the Contract
- Law Governing the Insurance Contract
- Modifications
- Renewal of Policy
- Cancellation and Rescission
- Revival and Reinstatement of Policy
- Assignment of Policy
- Gift of Policy
Part III. Parties Involved in or Affected by Contract
- The Insurer
- The Insured
- Insurable Interest: General Principles
- Sources and Extent of Insurable Interest in Property
- Sources of Insurable Interest in Life Insurance
- Creation and Termination of Agency Relationship for Insurance Purpose
- Brokers, Agents, and Similar Parties as Representing Insurer or Insured
- Duties and Liabilities Respecting Insured's Agents
- Statutory Regulation of Insurer's Agents
- Insurer's Agents
Part IV. Premiums, Dividends, and Loans
- Insurer's Agents
- Definition and Status of Beneficiaries; Nature of Interest
- Selection and Designation of Beneficiary; Class Beneficiaries
- Change of Beneficiary Designation
- Payment of Proceeds
- Federal Tax Aspects of Insurance Coverage and Proceeds
- Right to Proceeds Based on Marital or Family Relationships
- Rights of Claimants by Virtue of Secured Debt Relationship: Mortgage, Deed of Trust, or Security Agreement
- Rights of Claimants by Virtue of Other Debt Relationship: Unsecured, Judgment, and Lien Creditors
- Rights of Claimants by Virtue of Trust or Devise
- Rights of Claimants by Virtue of Other Status or Relationship
- Nature and Definition of Premiums; Rates
- Assessments and Dues
- Notice Requirements for Premiums and Assessments
- Payment of Premiums and Assessments
- Liability For, or In Connection With, Payment; Liens and Similar Enforcement
- Premiums and Assessments: Defenses and Excuses for Nonpayment
- Forfeiture for Nonpayment
- Return of Premiums
- Policy Loans and Dividends
Part V. Representations, Warranties, Conditions, and Concealment
General Principles, Relationship of Concepts
- Representations; Generally
- Warranties and Conditions, Generally
- Concealment,
Generally Waiver and Estoppel as to Breach; Effect of Insurer's Actions
- Specific
Representations, Warranties, and Conditions
Part VI. Risks and Activities Covered by Insurance Policy
- Introductory Concepts of the Risk; Public Policy, Insurability, and Causation
- Time of Loss as Within Period of Coverage
- General Concepts of Liability Insurance
- Right of Direct Action Against Insurer including Conditions Precedent
to the Action, "No-Action" Clauses, Defenses and Practice and
Procedure
- All Aspects of Automobile Liability Insurance and related Coverages
- All Other Liability Policies and Coverages Including Basic Risk and Loss
Provisions Common to Policies
- Pollution, Assaults, and Other Specific Risks Relevant to Both Commercial
and Persona